This item requires Adobe Flash Player 8.
To get the latest version please click here.
Purchasing a property? Let ITV Local Mortgages find the right mortgage for you
Buying a new home whether it's your first or you are moving need not be as complicated or stressful as every body tells you. At ITV Local Mortgages our job is to make the process as simple and hassle free as possible. The speed at which we can get your mortgage sorted is a real plus because having your finances sorted puts you in a strong negotiating position with prospective vendors.
We always let you know exactly what's happening so that you feel in control. First however you need to work out what you can afford. The calculators on our site give you an initial indication but it's always worth contacting us because you may well be able to borrow more than you thought and that might just get you your dream home earlier.
Getting the right deal is just as important as getting the right house
Whilst getting the best deal can save you literally thousands of pounds it's equally important to consider fixing your payments as cash may well be tight in the early days and you don't want to be exposed to increases in interest rates. That's why it's worth using a mortgage broker like ITV Local Mortgages who can look at over 4000 mortgages and give you real advice about finding exactly the right mortgage for you.
Once we have arrived at the right solution for your mortgage our expert advisers and dedicated processing team are used to dealing with mortgage lenders, surveyors, solicitors and estate agents and they will be on hand to help you every step of the way. If you don't have your own solicitor we have negotiated really good deals with specialist conveyancing solicitors who can help you.
We charge a simple one off fixed fee of just £195 for remortgages, £375 for purchases, £750 for buy to let and £995 for credit impaired-mortgages.
Alternatively, for purchase and remortgage business for your own residence you may pay a fee of 1% of the mortgage (2% for credit impaired mortgages) and any commission received from the lender will be returned to you after completion. The minimum fee is £1,000 (£2,000 for credit impaired mortgages). On a mortgage of £180,000 the fee payable on completion would be £1,800 (£3,600 for credit impaired mortgages).
So to make sure you get your dream home and perfect mortgage with a no fuss approach call ITV Local Mortgages today on 0808 156 00 18.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.